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I give permission for Debt Advice Expert to use my personal data to contact me in relation to debt services and updates only. For more information and to view our privacy policy.

* Complete the form and one of our debt experts will call you within 15mins unless otherwise stated

Registered Address: 21 young street Edinburgh EH2 4HU.

Disclaimer: www.breathing-spaceuk.co.uk is an independent website created to help users find debt help and advice. Our service is free to use and you are under no obligation to accept any of the quotes or recommendations you receive.

Calls may be recorded/monitored to help improve customer service. *In some cases debt solutions up to 85% can be written off. The amount written off will depend on your circumstances, income, assets and the current write-off policy of your creditors.

For example: With an IVA solution you complete a questionnaire detailing all your income, assets and essential expenditure including mortgage repayments, if you have one. After you've paid for all of your essential living costs in the month plus a modest amount for personal spending, the remainder is paid into your IVA. If, at the end of the five year IVA period you still have outstanding debts, your creditors may agree to write off the remainder. Other solutions apart from an IVA are available, and may be more suitable. The debt advisor will offer advice based on your circumstances

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