Get Breathing Space Today
See if you qualify for breathing space
How it works
Step 1 Check if you qualify
Take 2 minutes to answer a few simple questions and we will let you know immediately if you qualify for breathing space.
Step 2 Speak to an advisor
If you qualify, you will be contacted by an expert advisor who will explain how it all works so you are fully informed.
Step 3 You Decide
Once we have advised you of all your options, you decide what you want to do. Our advice is free, confidential and with no obligation.
Helping people with a range of Solutions
What is the breathing space scheme?
We Can Help You With Most Debts Including...
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Or call us on 0333 880 3251
Breathing Space FAQs
If you pass the eligibility checks, your creditors won’t be able to add interest or fees to your debts, or take enforcement action, for 60 days.
To be eligible you must:
Live in England or Wales
Owe at least one qualifying debt to a creditor
Have not used Breathing Space over the past 12 months
Are not in a debt relief order, IVA, interim order or undischarged bankruptcy.
Debts qualifying for breathing space include:
- Credit card / store cards
- Personal Loans
- Payday Loans
- Utility bill arrears
- Mortgage rent / arrears
- Overdue council tax
- PCN and parking tickets
Simply call an advisor or apply online today. We’ll recommend the best solution for your situation and let you know if you’re eligible to apply for the Breathing Space scheme.
Breathing Space could help relieve some of the pressure of dealing with creditors, and provide protection from interest and fees for 60 days. This should give you time to get debt advice and set up a solution to deal with your debts. If you want to get free debt advice, simply call 0330 122 6351 and you could apply for Breathing Space to take the pressure off while you get the help you need.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.